Selected Publications

The Marwaris: From Jagat Seth to the Birlas, New Delhi:Penguin, 2014.

The Marwaris, New Delhi, 1978.

The Federal Executive, New York, 1978.

“Revolution and Growth: Two Case Studies from India,” Political Science Quarterly, March 1973.

“The Managerial and Entrepreneurial Cadres in Industrialization in the Less Developed Countries,” for World Development Report Working Group, 1979.

“Notes on Financing Small Scale Industry,” co-authored with V.S. Raghavan, in Raghavan and Diamond, eds., Aspects of Development Bank Management, Baltimore: Johns Hopkins University Press, 1980.

Informal Credit Markets in India, with C.V. Aiyar, Domestic Finance Studies No. 62, World Bank, Washington, D.C., 1980: inEconomic Development and Cultural Change, November 1984.

“Micro-Organization and Alternative Development Styles,” International Development Review, 1980.

“Borunda: A Case of Exhausted Development,” Economic and Polktical Weekly 16, Feb. 21, 1981, p. 265.

“Why Not Bihar,” Asia Survey, May 1982.

“Comparative Experience with Micro-Enterprise Projects,” in Micro Enterprises in Developing Countries, London: Intermediate Technology Publications, 1989.

“Ending Poverty in Rajasthan,” Social Change, December 1989.

“Small Enterprise Promotion in India in Balance Development,” Small Enterprise Development, March 1990.

“Sunderbans—Goods, Markets, and Value,” Smithsonian Institution Seminar Paper, Washington, D.C., 1988.

“Missing Research on Small and Microenterprise Promotion,” Small Enterprise Development, June 1992.

“Village Banks in Honduras,” Small Enterprise Development, September 1993.

“Rural Credit in a Market Regime,” Economic and Political Weekly, February 20-27, 1993.

“Business and Politics in Bangladesh,” Economic and Political Weekly, November 26, 1994.

“Micro-Savings Risks and Rewards,” Small Enterprise Development, December 1994.

“Indigenous and Non-Indigenous Jews,” in ed. Nathan Katz, Studies of Indian Jewish Identity, New Delhi: Manohar, 1995.

“Review Article: The Poor versus the Disfranchised: Welfare versus Empowerment,” Economic Development and Cultural Change, April 1995.

“Big and Free is Beautiful: India and China, The Past 40 Years and the Next, Economic Development and Cultural Change,January 1997.

“Two Discourses: Financial Liberalization Happened,” Economic and Political Weekly, November 8, 1997, pp. 2859-2862.

“Antimonopoly Committees in the Economies in Transition: The Former Soviet Union Experience.”             Demokratizatsiya.

“India to 2010,” National Defense University Seminar, 1996.

“The Impact of Indian Economic Liberalization on U.S.-India Relations,” SAIS Review, Winter-Spring 1998, pp. 123-136.

Review of ed. Mario Rutten and Carol Upadhyaya, Small Business Entrepreneurs in Asia and Europe: Towards a Comparative PerspectiveJournal of Asian Studies 1999, pp. 145-146.

“Scratches on the Sands of Time,” Economic and Political Weekly 34, June 12, 1999, p. 1503-1504.

Working Papers of the IRIS Caucasus Center, Yerevan

Working Paper No. 5, Dr. Thomas A. Timberg, “Memo on Credit Unions and Mutual Thrift Organizations.”

Working Paper Number 7, Thomas A. Timberg, “The Hai and Hayastan — Armenia after the Storm,” draft.

Working Paper Number 8, IRIS Caucasus Center Briefing on Armenian Economy for National Employees of USAID, October 14. 1997

“Strategy of Financing Small and Medium Enterprise in a New Economic Environment.” November 2000.

“Why Isn’t There More Small and Medium Enterprise (SME) Credit from Commercial Banks in Indonesia.”  November 2000.

“The Political Economy of SME Development Policy in Indonesia – The Policy Process, The Facts, and Future Possibilities.”  November 2000.

“Lending Models  — How to Determine Why SME Loans are Made in Indonesia  – Moving Forward to a Research Agenda.” November 2000.

“An Economic Reform Agenda for Indonesia.”  August 1999.

“Savings and Loan Cooperatives, March 2002, Indonesian paper, “Koperasi Simpan Pinjam,”

“Small Credit in Kalimantan,” December 2001 with Irfan Abdullah.

“Are Small Banks Beautiful in Indonesia.” February 2002.

.“Opportunities in the Banking Quagmire,” with Sukiswo Dirjosuparto October 2001

“Small Credit in West Java,”   November 2002

“Small Credit in North Sulawesi,” November 2002.

“Small Credit in Taksimalaya,” November 2002.

99.“Institutional Credit in Irian Jaya/Papua and Its Prospects,” September 2001.

“Maluku, Its IDP’s, Financial System and Prospects,” December 2001.

“Islamic Finance and International Donor Policy: The Example of Indonesia,” by Thomas Timberg  February 2003

“Black Money and Rural Development – Remittance Services, by Thomas Timberg, March 2003.

112a and b.   “Trademarks and Small Business in Industrial Countries  — How Small Businesses Use Them.  Fall 20001  and Indonesian translation.

“What I Learned in Indonesia: Nine Salient Points on The Indian Financial System and Small and Micro Credit,”  June 2003.

“GD in Indian Business and Politics,” Economic and Political Weekly 38, 25 June 21, 2003 pp. 2487-88.

“Informal Remittance Systems and Afghanistan,”

“Decades of Change,” Review of Kamal Siddiqui, Jagatpur 1977-1997, Economic and Political Weekly, XXXIX, 25, June 19, 2004, p. 2580.

“Markets and Identity,” Review of Anne Hardgrove, Community and Public Culture. Economic and Political Weekly XXXIX, 33, August 1, 2004, pp. 3703-3704.

“Why is India Shining: An Aristoteian Approach,” Economic and Political Weekly XXXIX, 39, Sept. 25, 2004, pp. 4324-4328.

“The Second Coming of Agricultural Credit,” http://www.nathaninc.coia

“Poverty with Profits: CK Prahlad’s The Fortune at the Bottom of the Pyramid,”

“Reaching the Limits of Laws, Markets, and Games,”

“Export Barrier Limitations as a Barrier to Export: Technical Report,” to USAID Mission, Mozambique, Washington DC: Nathan Associates Inc., December 2002.

With co-authors, “Financial Services to Support International Trade in Mozambique,” April 2005.  South Africa Global Competitiveness Hub publication.

“Is Microfinance a niche market for r nigerian banks?:Micro finance and Toothpaste: Two Useful Products,” published in In Depth, Lagos, October-December 2006.

With co-authors, “Integrity in Bangladesh’s Rural Electrification,” Washington: DC: Nathan Associates Inc., April 2006.

With co-authors, “Reducing Administrative Corruption in Ukraine: Regulatory Reform: USAID BIZPRO,” Washington: DC: Nathan Associates Inc., April 2006.